Wisconsin Citizens Might Pay Higher Auto Insurance Premiums Thanks to State Senate Vote
June 26, 2009 by Capt. Karl
The following information is from the Honorable Assemblyman John Nygren:
Automobile Insurance Gets Worse in Conference Committee Budget
Drivers from Northeast Wisconsin to Subsidize Milwaukee
Yesterday, the Senate passed a budget that was approved by a Conference Committee on a 17 to 15 vote with your senator, Dave Hansen voting in favor. A Conference Committee is a panel of legislators formed to iron out differences between the Senate and Assembly when they pass different budgets. The budget that came out of that committee raises taxes over $2 billion, property taxes an additional $1.5 billion, and increases government spending by nearly 7 percent. As well, there are non-fiscal policy provisions that changed in this budget compared to the Senate and Assembly versions, including those dealing with automobile insurance. This change is very important for Northeast Wisconsin drivers who, if it is enacted into law, will be paying higher insurance rates to subsidize high risk drivers in areas like Milwaukee.
In the Conference Committee budget Wisconsin automobile insurance policies would have the highest mandatory minimums in the nation and drivers would be required by law to hold insurance. This would force drivers to pay higher premiums in order to keep from breaking the law. The budget also included a hidden line that will force good drivers to subsidize higher risk drivers. In the Conference Committee bill, insurance providers would be banned from taking into consideration where an individual lives when they set premiums. In effect, this would force drivers from Oconto, Marinette, and Brown Counties to pay higher premiums to subsidize urban areas like Milwaukee where vehicle theft and collision are more prevalent.
If this provision passes, Wisconsin would be the only state in the nation to have a complete ban on the use of territorial ratings. A similar change was recently defeated in Connecticut and Michigan because of the added cost it would force on drivers. Under the changes in the original budget proposed by the Governor, insurance rates were expected to go up 33 to 43 percent for drivers in Wisconsin. With the Conference Committee addition, rates will go up even more and these added costs will disproportionately fall on Northeast Wisconsin drivers with clean driving records.
Current automobile insurance requirements in Wisconsin are sufficient to cover over 90 percent of all auto collision claims and without mandating automobile insurance, the percent of uninsured drivers in Wisconsin is in line with the national average. By increasing the cost of auto insurance the percentage of uninsured will surely rise.
The Conference Committee budget is expected to be voted on in the Assembly this evening. No amendments can be offered to a Conference Committee budget. If it passes the Assembly, it moves to the Governor for signing.
Folks,
We here at WIN (Wisconsin Interests Now) are working to www.RecallDoyle.com to STOP these sorts of devistating effects on our State of Wisconsin economy, jobs, businesses, earnings, freedom and our individual rights. The Socialist / Communist tyrannts, headed by none other than Diamond Spendthrift WEAC Union Doyle, have to be stopped. Look at the report above that clearly shows you how much MORE they are going to be taxing us. The report above doesn’t even fully tell you about numerous other taxes and fees that you are going to be hit with for just daily living transactions of various sorts.
See: The Roth S.O.S. Report for all sorts of taxes and fees that we are going to have to pay.
Did you notice, above, that the State of Wisconsin actually INCREASED the budget? Did you know that the State of Wisconsin deficit is TWICE that of California on a per capita basis? But yet they increase the size of the budget? On a per capita basis this means that our taxes and fees are going to have to increase twice as much as the poor people of California.
If you want to STOP these sorts of MASSIVE increases WE HAVE TO www.RecallDoyle.com. Sign up to become a volunteer to get fifty signatures on the RECALL DOYLE petition. This whole thing is starting to stink! And, we need to flush the Doyle-lett before Wisconsin stinks so bad we are all forced to leave just for our family’s survival from the spending and taxation stench.
Sign up as a volunteer to Recall Doyle at www.RecallDoyle.com TODAY! It is financial survival for our families.


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It is always good to know what affects the rates we pay on our auto insurance. When getting quotes, know that your quote would be influenced by information such as the applicants age, sex, driving history, the car being insured and sometimes the drivers credit score. This is by no means an exhaustive list.